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Whether you are looking to sell your first home or your fifth look no further… Or maybe you are looking to upsize with your growing family or downsize as an empty nester, Hammonds Home Team is here to assist! First-time Homebuyer? Moving up? Purchasing a vacation home? We can assist you with all that too!
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In this quick post, I am going to break down how I personally increased my credit score 30ish points in a 30-day time frame! We started Jan 18th with less than a 600 credit score and got our score to 621 before the end of February. Our score went up roughly 30 points.
…and it is just like it sounds, the market has shifted from being a sellers market, which we are still in a sellers market technically because of the amount of inventory we have, but is shifting from a hot sellers market to a normal market or maybe even a buyers market….
So with our current population, we are short on houses, and they cannot seem to build them fast enough, but to top it off, we have major businesses moving into the Austin area including…..
“The market is crashing”, “Home prices are dropping”, so say the “experts”… so let us talk about it… is the Central Texas market CRASHING!?
…In January between just these two counties, we had 536 ACTIVE LISTINGS compared to 436 active through February and only 257 active RIGHT NOW! Median Price has gone DOWN just a bit from $243,500 in January to $240,000 in February!…
Look, I am here to break the news to you… Credit Karma and your credit cards, NONE OF THEM are giving you your ACCURATE mortgage scores! And they can be DRAMATICALLY different than the actual scores you will be qualified with!….